WHAT IS A
Wind Mitigation Inspection
A wind mitigation inspection can provide significant discounts on your homeowner’s insurance depending on what features the home has. Essentially, if your home has certain attributes to help it withstand high wind events, such as hurricanes, the state of Florida requires insurance companies to provide discounts for those attributes. Things we look for include roof shape, roof to wall attachments (straps or clips), secondary water resistance, doors, windows, and/or shutters that are designed to withstand high wind and projectiles, and more.
After the 2004 hurricane season, a 7 question form was created becoming a Florida standard and serving as the inspection’s report. It is designed to give homeowner insurance discounts to homes that meet certain criteria.
Credits on Wind Mitigation Inspection Reports
Do I Qualify For Insurance Discounts With Wind Mitigation?
If you have not already, you should speak with your insurance agent to see if you may qualify for additional insurance credits. In most cases, your insurance agent would have told you and asked for a wind mitigation inspection to be completed on your home since the inspection is required every 5 years.
You will want a new wind mitigation any time:
- You have a new roof installed.
- You get impact rated shutters.
- Or you have wind mitigation retrofits.
If you have any questions or are unsure if you qualify for Wind Mitigation discounts in Central Florida, give us a call and we would be happy to assist you!
Why Did I Lose Insurance Credits?
In some cases, homeowners may lose their wind mitigation insurance credits. This could be due to a form requirement update, or you had an inexperienced inspector complete your wind mitigation.
Atkinson Inspection Services in Central Florida, along with many other professional home inspectors, have found insurance credits being wrongly applied to homes. Ultimately, unprofessional inspectors may not understand the qualifications for certain credits and mark a home with credits the home does not have. Then, the insurance agent or professional home inspector later finds the mistakes.
Kissimmee, FL is the largest city in Osceola County, Florida. With a population of 79,226, it is a vibrant part of the Orlando-Kissimmee-Sanford Metropolitan Statistical Area. Known for its attractions and unique charm, Kissimmee offers a distinct urban experience while being close to the bustling Orlando area. Overall, Kissimmee is a dynamic and exciting place to live, work, and visit. Kissimmee is frequently caught in the path of hurricanes and storms with powerful wind speeds, so it is important to make sure that your home is prepared for such events.
See What Others Are Saying
Three people conducted a thorough general inspection, termite inspection and a wind inspection. They tested all appliances, the HVAC, water heater, sprinkler system, and the fire alarm. They also inspected all components of the house, including roof, foundation and water. In short, this was the most thorough inspection I have ever seen. Duane, Mona and Tai, were very nice folks to work with and very informative.Douglass MaddenGoogle Review
Duane and Mona were on time, friendly, professional, and very informative. The home and termite inspection went smoothly. They both walked us thought the inspection and provided tips to maintain the home. Highly recommend them for your next home inspection. Thank you!Frank RamirezGoogle Review